Finmap
A money-tracking service: cash flow, P&L, payment calendar, debts, plan vs actual, mobile apps.
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ERP / Finance / Cash Flow
QUINCEFIN vs Finmap: what to choose for tracking money and goods
Finmap is a popular money-tracking service in Ukraine: it shows how much came in, how much went out and what is left. If that is exactly the question keeping you awake, it does its job well — and this page says so honestly.
The difference starts where goods enter the picture: purchasing, stock levels, cost of goods, customer invoices. Below is a comparison without decoration, with figures verified on Finmap's site on 26 July 2026.
QUINCEFIN
A business system where money travels with goods: purchasing, stock, sales, customer invoices and profit after cost of goods.
Короткий висновок
No goods — Finmap will answer the money question faster. Goods or customer invoices — QUINCEFIN shows what cash movement alone cannot.
What Finmap is
Finmap describes itself as a money-tracking and management-accounting system for business. The core idea is that the owner opens one screen and sees accounts, expenses and profit together.
Data arrives from banks, statement imports, a Telegram bot, the mobile app and other services through integrations.
income and expense tracking
cash flow and P&L
payment calendar
debt tracking
plan vs actual and financial KPIs
bank integrations
Plans as of 26 July 2026
- Lite — $25 / month. For freelancers and first-time entrepreneurs.
- Pro — $45 / month. For small business.
- Advanced — $85 / month. For mid-sized business.
- Free trial — 7 days, no card required. Discounts: -15% for six months, -20% for a year.
Typically used by
- solo entrepreneurs
- small companies
- startups
- e-commerce businesses
What QUINCEFIN is
QUINCEFIN is a business system where money and goods live in one place. You enter the purchase, the sale and the payment, so the system knows not only the cash movement but also cost of goods and stock levels.
What is inside:
cash, tills and bank accounts
customer invoices and receivables
products, stock and purchasing
sales and documents
CRM and tasks (a separate module)
owner reports: cash flow, P&L, profit
Plans
- SOLO — from €24 / month. For someone working alone.
- BUSINESS — from €49 / month. For a team, a till, production and integrations.
- Free trial — 30 days, no card required. -20% discount for a year. Details on the pricing page.
The core difference between the systems
The difference is not about which one is "better" — it is about where the number comes from.
Finmap mostly consolidates what has already happened: bank transactions, imported statements, data from other services through integrations. The result is a clear picture of cash movement.
QUINCEFIN is the place where that data appears. You enter the purchase, the sale, the invoice and the payment, so the system calculates cost of goods, stock levels and profit for each item.
That is why for services without goods the difference is barely noticeable, while for trade it is fundamental.
QUINCEFIN and Finmap side by side
Finmap data was taken from their site on 26 July 2026. Prices are shown in the currencies each vendor publishes: Finmap in dollars, QUINCEFIN in euros.
| Parameter | Finmap | QUINCEFIN |
|---|---|---|
| How the service describes itself | A money-tracking and management-accounting system | A business system where money, goods and documents live together |
| Entry plan | Lite — $25 / month | SOLO — €24 / month |
| Free trial | 7 days, no card required | 30 days, no card required |
| Prepayment discount | -15% for six months, -20% for a year | -20% for a year |
| Transaction limit on the entry plan | Up to 600 transactions per month | The plan counts organisations and users, not transactions |
| Cash flow and P&L | On every plan | On every plan |
| Balance sheet | From the Pro plan | SOLO gives reports on cash, profit, sales and stock |
| Payment calendar | On every plan | Not offered as a ready-made feature |
| Products, stock, purchasing | Not listed in the plans; connected through integrations with inventory services | Included in SOLO |
| Cost of goods and profit per product | Not listed in the plans | A gross profit report for each item |
| Customer invoices and sales documents | Not listed in the plans | Yes: invoices, orders, sales, returns |
| CRM and tasks | Not listed in the plans; connected through CRM integrations | A separate CRM module plus the organiser |
| Open API | On every plan | BUSINESS only |
| Mobile apps | iOS and Android | Web interface in the browser |
| Telegram bot for entering transactions | On every plan | No |
If you work alone: Finmap Lite vs QUINCEFIN SOLO
This is the real decision for a one-person business — entry plan against entry plan.
| Parameter | Finmap Lite | QUINCEFIN SOLO |
|---|---|---|
| Price | $25 / month | €24 / month |
| Who it is for, per the vendor's site | Freelancers and first-time entrepreneurs | An owner working alone |
| Users | 2 additional users | 1 user |
| Organisations | No separate limit stated | 1 included, up to 3 as an add-on |
| Transactions | Up to 600 per month | The plan does not count transactions |
| Bank integrations | 2 | Client-bank: file or API (PrivatBank, Monobank) |
| Inventory accounting | Not listed in the plan | Products, stock, purchasing, prices, returns |
| Where to grow next | Pro — $45 / month, Advanced — $85 / month | BUSINESS inside the same account |
When Finmap is enough for you
Finmap is strong at keeping money tracking simple, and in these cases a broader system would be overkill:
- you sell services, not goods, so there is no cost of goods to calculate
- your main question is where the money goes, and cash flow answers it
- you need a payment calendar and plan vs actual
- you want to log transactions from your phone or through Telegram
- sales, stock and documents already live in other services and you are fine with that
- you need many bank integrations and an open API on the entry plan
When you need QUINCEFIN
Here cash movement alone is not enough, because the answer hides in the goods and the documents:
- you sell goods and want to see profit after cost of goods, not just the change in your bank balance
- you need stock levels, purchasing and prices in the same place as the money
- you issue customer invoices and want to see who has not paid yet
- you run several legal entities
- a team, a shop-floor till or production may appear later and you do not want to migrate to another system
Conclusion
If you sell services and the question is "where did the money go", Finmap will answer it faster and more simply. That is its job, and it does it.
If you have goods, customer invoices or several legal entities, you need a place that shows more than cash movement — cost of goods, stock levels and receivables. That is where QUINCEFIN wins.
And one last practical difference: SOLO is a self-sufficient product for one person, but if the business ever grows into a team with a till, QUINCEFIN handles it by switching to BUSINESS inside the same account — without moving data to another system.
FAQ
Can QUINCEFIN be an alternative to Finmap?+
Yes, if you need more than money tracking. Finmap answers the question "where does the money go". QUINCEFIN adds products, stock, customer invoices and sales documents, so it fits when money and goods have to be visible together.
What is the main difference between QUINCEFIN and Finmap?+
Finmap mostly consolidates data about money, including data pulled from other services through integrations. QUINCEFIN is the place where that data is created: you enter the purchase, the sale and the payment, so the system calculates cost of goods and profit, not only cash movement.
Who is Finmap a better fit for?+
Companies selling services without a product side, that value a payment calendar, plan vs actual, a mobile app and a Telegram bot, and keep sales and stock elsewhere. For that scenario a dedicated money-tracking service is often more convenient than a broader system.
How much does each solution cost to start with?+
Finmap's entry plan is Lite at $25 per month with a 7-day free trial. QUINCEFIN's entry plan is SOLO at €24 per month with 30 days free and no card required. The prices are in different currencies, so compare them at the exchange rate on the day you pay. Data verified against both vendors' sites on 26 July 2026.
Does each product have something the other one lacks?+
Yes, in both directions. On its entry plan Finmap offers iOS and Android apps, a Telegram bot, a payment calendar and an open API. QUINCEFIN SOLO offers inventory accounting, stock, purchasing, customer invoices and profit per item, plus a move to BUSINESS without migrating to another system.